If your Social Security Disability Insurance (SSDI) claim was denied, you are not alone. Many applicants find it a challenge to be approved for benefits even if they deserve them. This form of government help, though not enough to replace a salary, does make it easier for those that suffer from certain ailments and are no longer able to work at their jobs. If you've been turned down, you might not understand why or what to do next. Read on to find out.
Mistakes on the Application
The SSDI bases most of its decisions on the information on the application form, so it has to be accurate and complete. With the turnaround time for applications being so lengthy, applicants can easily waste months waiting for an approval only to be told about problems with their application. Dates and addresses are very important, particularly when it comes to your date of last insurance. This date corresponds with the last day you worked at your most recent job and determines your back pay. Back pay is the money you would have received if you were approved right after your last day of work. Errors concerning that date or anything else will hold up a claim or even end in a denial.
Problems With Other Government Programs
SSDI, the IRS, and many other government programs are intertwined to such a degree that what happens with one can create issues with another. If you owe the IRS money, for example, your claim may be held up. If you were accused of fraudulent dealings with anything from food stamps to a Veteran's Administration loan, your claim could be denied. If so, speak to a Social Security lawyer.
Proof of Your Medical Condition
To be eligible for benefits, claimants have to have a recognized medical or mental condition. You must also show proof of this medical condition using medical records, doctor's notes, results of diagnostic tests, and proof of certain symptoms. Claimants should avoid exaggerating their condition and stick to medical facts to explain things. The second part of the medical evaluation approval process involves reviewing how a medical condition affects the claimant's ability to work at their jobs. That means that you must be able to show how each job task is negatively affected by your condition.
Taking Your Claim to an Appeal Hearing
As you can see, the approval process can be fraught with many problems. It's very difficult to explain things in a multi-page application. Fortunately, denials are not the end of the process. Most applicants are given another opportunity to plead their case in person in front of an administrative law judge. This appeal meeting is crucial and the Social Security Administration allows applicants to have help. Speak to a Social Security disability attorney about your denied claim and learn how your benefits might be approved at an appeal hearing.