3 Auto Accident Myths You Should Know
Auto accident claims are some of the most common personal injury claims, but many still hold erroneous beliefs about them. Whatever you believe about injury claims can affect your compensation prospects. Below are three wrong beliefs to watch out for.
1. You Can Work Out Compensation with the Liable Party
Some people believe you don't have to file a claim to get auto accident compensation. They think that the claim process is unnecessarily complex. They reason that negotiating with the liable party for cash compensation is a simpler and better process.
Unfortunately, an informal negotiation with the liable party has more dangers than benefits. For example:
- You might not know your full damages, including your injury's extent, on the spot. Therefore, such premature settlement might be inadequate.
- The defendant might change their mind and file a claim against you.
The best way to protect yourself is to deal with the insurance companies and get your deserved compensation.
2. No Need for Medical Care If You Feel Fine
Some people believe you only need medical care after an accident if you feel pain or have obvious injuries. However, that belief is erroneous because you don't necessarily need medical care to confirm your injuries. You need post-accident medical care to:
- Find out if you have injuries
- Determine your injuries' extent and nature
- Offer you relevant and timely treatment
- Create a trail of evidence for your injury claim
Some injuries appear much later after an accident; you might not feel them on the scene. In addition, the shock and adrenaline rush might mask your pain. Therefore, don't trust your judgment about whether you need medical care — go to the hospital and let the doctors decide.
3. Injury Lawyers Are Expensive
Lastly, some people believe lawyers are unbelievably expensive. Injury victims think they can save money by pursuing compensation without legal representation.
Sure, an injury lawyer won't work for you for free. However, you don't need the lawyer's fee upfront. Many injury lawyers work on a contingency basis and only get their pay once you get your settlement. Thus, you can hire an injury lawyer even if you don't have cash.
Secondly, the lawyer's advantages are worth their fee. Injury lawyers have superior negotiation skills, understand personal injury law, have trial experience, and have adequate support staff to help them. Your lawyer also knows the local scene regarding court process, possible rulings, and professionals (such as expert witnesses) your case might need.
For more info, contact a local personal injury lawyer.