If you have been involved in a car accident and are trying to get a financial settlement from the insurance company or another driver, you need to make a strong case for yourself. However, it can be easy to make some errors that diminish your chances. Here are some things you shouldn't do when you want a settlement after a car accident.
Don't Talk to the Other Driver's Insurance Company
The insurance company of the other driver may attempt to contact you to hear your side of the story or to offer you a certain settlement. However, if you have never been in a car accident before, you may not know if the insurance company is offering you a fair amount of money or asking you questions that may work against you. If you must talk to the other driver's insurance company, do so in the presence of your attorney.
Don't Avoid Telling Your Lawyer about Your Medical History
You may not think your medical history is relevant to your car accident and the injuries you might be suffering from, but it is critical that you mention this information to your lawyer. The insurance company may try to present any injuries as a result of your medical past and not the accident that took place. Your lawyer will need to refute that charge, but they can only do so if they are aware of your medical history beforehand.
It is also important for you to talk to your lawyer about any new injuries you might suffer after the car accident. The insurance company might claim that all your injuries are from this most recent incident, and your attorney will need to come up with a suitable defense.
Don't Ignore Your Physician
If your physician has set forth a treatment plan for dealing with your injuries and you aren't following it, everyone will want to know why. The other driver's insurance company may claim that your injuries are not serious because you aren't doing what you were told by your doctor.
Do you have a specific reason you cannot comply with your physician's orders? For instance, does your religion prevent you from having certain treatments? If that is the case, you need to make sure that is documented.
Use the suggestions above to avoid pitfalls that may cause you problems when filing an insurance claim after your car accident. Consult a car accident attorney on a regular basis, like one from Monohan & Blankenship, to ensure you are doing everything possible to get a fair settlement.