Filing a workers' comp claim isn't supposed to be difficult. It's supposed to be a quick and easy process that results in your medical bills being covered and you being compensated for the wages that you aren't making while you're recovering. Unfortunately, it does not always work this way. Some cases are more complicated than others. These are some of the types of cases that can be extra complicated.
1. You've Injured a Part of Your Body That Has Been Injured Before
If you had a bad back already but if an accident at work caused an even worse back injury, there might be some problems with your case. Insurance companies often try to get away with not paying when they can help it. They might try to argue that anything that is wrong with your back is due to a pre-existing condition rather than the accident that might have happened at work. These cases can be complicated, and you'll probably want a lawyer who can fight for you and help you through the process.
2. There Was a Third Party Involved
Many workplace accidents are pretty straightforward and don't involve anyone but the owner of the business and the person who has been injured. If a third party is involved, though, things can get confusing. For example, if you're driving a company vehicle but get into a car accident, the workers' compensation company might fight for the other party's vehicle insurance company to pay. While all of this is going on, you could be left without coverage from the workers' compensation insurance company.
3. You Were at Least Somewhat at Fault in the Accident
Lastly, if you were even somewhat at fault in the accident that happened and left you injured, your case might be tough. If you were under the influence of drugs or alcohol on the day that the accident occurred, this is probably going to come up and be used against you. If you were not wearing the safety gear that you were supposed to be wearing or if you weren't following the safety protocols that you have been trained to use, then these things can cause complications as well. Of course, this doesn't mean that you won't be covered, but it's probably going to be tougher to sort things out.
Certain workers' compensation cases are more challenging than others. In these situations, working with a workers' comp lawyer is a wise decision.